| New York |
| Walter Gowens CFP
Prudential Vanguard 212-869-9009 1501 Broadway, Suite 1607 New York, NY 10036  |
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| Schenectady |
| Keith Wayner
Wayner Associates 518-355-4881 15 Andgers Ave. Schenectady, NY 12303 |
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| Staten Island |
| Frank A. Jacovetti C.T.P.
F.A. Jacovetti Tax Services 718-496-3385 60 Gardenia Lane Staten Island, NY 10314 |